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Christian Debt Consolidators debt management plan is a win-win situation for both you and the credit companies. Your creditors win because they save money by eliminating the cost of collections, and in some cases a total loss if bankruptcy is declared. They also win by keeping you as a good customer in good standing. You win because you can start living without the financial pressures, annoying phone calls and burden of paying off your debt for decades. You can actually payoff the principal on your debt since your payments are not subjected to high interest rates and finance charges.
A trained professional Credit Counselor will review your debts, payments and budget history. Your accounts will be set up according to the guidelines of the creditors for people who are in credit counseling. If you can not afford the initial amount, we will adjust your payment to fit within your budget. If it is on time each month, your account will reflect those on time monthly payments and your account will be maintained in good standing until all your debts are satisfied.
Our program has helped thousands of faithful Christians and has been successful for many years. It was developed by the creditors in order to help their customers work through difficult times repaying their debts. As long as we work within the creditors' established guidelines for people that are in need of counseling, we can extend these many benefits to you. One of the best things is that most creditors usually reduce your interest rate to as little as 0%-9%. In most cases, the creditor will bring your account current and waive penalties and late fees. Since you will be making on time monthly payments the program will not hurt your credit rating. If your credit rating is good it will stay good, if it is not, this program will help rebuild your credit, so you will no longer be considered a risk, but a good paying customer.